Non-Profit Debt Consolidators - Pros and Cons
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Debt Consolidate & Settlement: Worth It?
What is the difference between debt consolidation and debt settlement?In a debt consolidation, you would consolidate several of your loans into one loan and one monthly payment. This process may lower your interest rate and extend the life of the loan, thereby giving you a lower monthly repayment amount.
A debt settlement may change the interest rate and debt owed. For example, if you owe $50,000, you may be able to “settle” the debt for $25,000 with the creditor, so that once you repay $25,000, your loan is considered paid off.
Source: BlogHer (blog)
Non Profit Debt Counseling | Army Debt Consolidation Programs To ...
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