What do Americans think of these loan interest rates from an Irish bank,are interest rates in the US lower?

Oct 13, 2010 by Irish | Posted in Credit

From what I know they are higher than US banks? http://www.aib.ie/personal/loans/Persona l-Lending-Interest-Rates
These rates are regular interest rates for personal loans.

Not really sure, since the terminology isn't what we use in the US. But if those are interest rates for loans, those are high. A regular loan will have interest around 6 to 7%. Loans on a new car can be had for under 3% if you have decent credit.

shoredude2 | Oct 13, 2010

Not really sure, since the terminology isn't what we use in the US. But if those are interest rates for loans, those are high. A regular loan will have interest around 6 to 7%. Loans on a new car can be had for under 3% if you have decent credit.
shoredude2 | Oct 13, 2010

Are bank business loan interest rates usually lower when they're fixed or variable?

Jul 16, 2007 by heywayne | Posted in Other - Business & Finance

I recently received a $145K business loan at 9.5% at a fixed rate. My banker told me that a variable rate would be about 2 points higher. I thought it would be the opposite because home loan rates are usually lower when the loan is a variable rate.

It will always depend on the interest rate fluctuation set by the Federal Revenue Dept. The interest rates may be higher than fixed at the time of getting the loan. Other factors are a persons credit score and the bank the loan was borrowed.

timloyal | Jul 16, 2007

Increase In Home Loan Interest Rates 2011

Banks are in full mood to increase the current home loan interest rates this year! Hear what the expert says. For Current Home Loan Rates visit ...

30-Year Mortgage Interest Rates Jump to 3.95%

22.05.12

(Source: Donna Gehrke-White Sun Sentinel, Fort Lauderdale, Fla. (MCT) — Average 30-year, fixed-rate mortgages jumped to 3.95 percent this week, Freddie Mac reported Thursday.

The benchmark rate had been at its all-time record low at 3.87 percent for the last two weeks.

Still, the 30-year loan rate has remained below 4 percent for the past 12 weeks and below 5 percent for just over a year, according to Freddie Mac. Last year at this time, the 30-year interest rate was at 4.95 percent.

Interest rates on the average 15-year, fixed rate home loan also increased this week, but at a slower rate to 3.19 percent. It had been at  3.16 percent last week. Last year, the rate was more than a percent higher at 4.22 percent.

Source: LoanSafe

bank loan interest rates - Bookshelf


A history of interest rates
710 pages 		A history of interest rates

Creator: Sidney Homer, Richard Eugene Sylla | Business & Economics - 2005-08-29
Until quite recently, Japanese interest rates were high by Western standards. Although Japan had a 5% legal rate of interest, it had no usury laws, and bank loans usually commanded much higher rates ...
Publisher: John Wiley & Sons Inc
Fundamentals of financial management
652 pages 		Fundamentals of financial management

Creator: Eugene F. Brigham, Joel F. Houston | Business & Economics - 2012
But loans to large, strong customers are made at rates tied to Prime Rate A published interest rate charged by commercial LIBOR; and the costs of such loans are generally well below prime: banks to large, strong borrowers.
Publisher: Cengage Learning
Asian corporate recovery, findings from firm-level surveys in five countries
241 pages 		Asian corporate recovery, findings from firm-level surveys in five countries

Creator: Dominique Dwor-Frécaut, Francis X. Colaço, Mary Hallward-Driemeier, World Bank | 2000-03
Interest rates and loan growth Broadly, the crisis countries have experienced a similar pattern with respect to ... rates are lending rates on general loans for up to one year. Thai rates are minimum lending rates for commercial banks.
Publisher: World Bank Publications

IDBI Bank Home Loan Interest Rates – How You Can Benefit? | Home ...

by admin

IDBI Bank Home Loan Interest Rates – How You Can Benefit?

Posted on 27. Apr, 2011 by admin in Software

“Industrial Development Bank of India” shortly identified as IDBI is 1 of the bank that provides Household Loans as 1 of the monetary merchandise. IDBI home finance interest rates are reasonably low-cost when compared to other public sector banks and private sector banks.

 

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